Head of Financial Crime Risk & Fraud (EU Bank)

Remote: Lithuania - Remote | Poland - Remote | Portugal - Remote | Romania - Remote | Spain - Remote About RevolutPeople deserve more from their money. More visibility, more control, and more freedom. Since 2015, Revolut has been on a mission to deliver just that. Our powerhouse of products — including spending, saving, investing, exchanging, travelling, and more — help our 75+ million customers get more from their money every day.As we continue our lightning-fast growth, 2 things are essential to our success: our people and our culture. In recognition of our outstanding employee experience, we've been certified as a Great Place to Work™. So far, we have 13,000+ people working around the world, from our offices and remotely, to help us achieve our mission. And we're looking for more brilliant people. People who love building great products, redefining success, and turning the complexity of a chaotic world into the simplicity of a beautiful solution. About the roleFinancial Crime Operations is at the forefront of Revolut’s efforts to keep customers and their money safe. Team members work directly with customers to resolve issues and flag potential concerns. Using cutting-edge technology and sharp attention to detail, they help prevent financial crime and keep trust at the core of Revolut.We're looking for a Head of Financial Crime Operations to lead and manage the 1LoD FinCrime function for Revolut Bank UAB and its branches. You'll be identifying financial crime threats, putting effective processes in place to mitigate them, and ensuring operational compliance across Europe.Up to shape what's next in finance? Let's get in touch. What you'll be doingEnsuring Revolut Bank UAB adequately implements risk mitigation practices against legal and procedural non-compliance, including for fraud, AML/CTF, and sanctionsIdentifying and implementing preventative tools and measures to manage financial crime, operational, and outsourcing risksManaging the 1LoD FinCrime Operations team, and ensuring staff possess the necessary expertise, skills, and knowledgeAdvising the COO, Head of Financial Crime Compliance, Chief Compliance Officer, and Board on operations frameworksSupervising corrections of operational irregularities, and reporting progress to managementInvestigating instances of operational and outsourcing issues within the FinCrime department, and taking immediate action to ensure complianceConsulting on risks relating to new products, processes, services, and business decisions impacting EEA operationsDeveloping and maintaining FinCrime operations control frameworks and risk assessment frameworks in line with EBA guidelinesEnsuring AML/CTF standards for customer lifecycle (onboarding, behavioural monitoring, and reporting) are executed effectively and efficientlySupervising outsourced FinCrime activities and service level agreements, ensuring adherence to internal requirements and legislation What you'll needA bachelor's degreeA relevant master's degree or a professional qualification from an internationally recognised body (e.g., ICA or ACAMS)5+ years of experience in compliance and financial crime within a regulated financial services firmTeam management skills, including the ability to oversee compliance and control activities within a global payment processing environmentFluency in EnglishSolid operational knowledge and business acumen to support Revolut's growth strategyIn-depth knowledge of systems and controlsExpertise within prudential and financial conduct supervision, as well as the European and Lithuanian legal and regulatory environmentAn understanding of fraud/ML/TF risks for financial institutionsProblem-solving and decision-making skills, with the ability to analyse complex information to identify key issues and drive resolution Nice to haveExperience in identifying, assessing, and managing fraud/ML/TF risksRobust legal acumen with the capability to understand and implement legal requirements into internal documentation and technical solution requirements