Country Manager

About CapFore CapFore covers the whole NPL cycle on unsecured consumer portfolios, using our own purpose-built platform and a common operating model adapted to local market and regulatory requirements.. That platform is the engine. It runs newly acquired portfolios for institutional investors, and existing back books for credit institutions and collection agencies looking to improve recovery performance and economics.Sweden is already operational, with the first mandates secured and portfolios on the platform. We are now looking for a Country Manager to lead the next phase of our Swedish business. The role As Country Manager, Sweden, you own CapFore’s Swedish business. Commercial growth, operational performance and the P&L sit with you.You work directly with banks, consumer lenders, fintechs and other credit institutions on servicing mandates, forward flow agreements and portfolio sales. You bring the local market perspective, seller relationships and commercial judgement to the evaluation of potential portfolios.We are looking for someone who knows the industry well enough to challenge established practice and improve it through better use of technology, data and automation.You are part of CapFore’s Nordic management team, and you report to top management, with real influence on the Swedish business and the wider group.You will be employed by CapFore AB. Our Swedish office is in Gothenburg, where we expect you to spend around three days a week. Key responsibilities Own the Swedish P&LWin new mandates and portfolio assignments from banks, lenders and fintechsBuild and maintain senior relationships across the Swedish credit marketLead seller dialogue, commercial evaluation and due diligence on Swedish portfolios, together with our local operational teamDeliver recovery performance and cost efficiency in line with the Nordic platform standardEnsure conduct standards, borrower outcomes and regulatory compliance under the Swedish credit servicer regime Your background We are looking for a commercially driven leader who knows the Swedish credit servicing and NPL market from the inside. Ideally you bring:Experience in credit servicing, debt purchasing, credit management or collections in SwedenHands-on experience with NPL portfoliosA commercial experience of working with banks and credit institutionsLeadership experience and the appetite to build in an entrepreneurial environment where the role is broad and the organisation is still developingCommercial and financial judgement, including unit economics and portfolio cash flowsFluent Swedish and EnglishExperience from a debt purchaser, a credit servicer or DCA, a bank, a consumer finance company or another credit-focused institution is directly relevant. Why CapFore CapFore started in Finland in 2024 and today operates across Finland and Sweden through a lean, founder-led organisation in Helsinki and Gothenburg, short decision paths and one technology platform. Norway and Poland are planned to launch in early 2027.The Swedish business has a proven foundation, but much of its future is still there to be built. The Country Manager owns that next phase: shaping the organisation, building the commercial franchise and establishing CapFore’s long-term position in the Swedish market.Applications and questions: recruitment@capfore.com Closing date: 9.10.2026